Critical Illness Guide

This guide to Critical Illness aims to cover the basics only. We are not insurance experts, so always refer to your broker or insurance company to check out this information. We primarily exist to suggest what you may want to think about before buying health insurance, and we draw some pretty big signposts about where to find out more detailed information:

What is Critical Illness Insurance?
Do I need Critical Illness Insurance?
What types of Critical Illness Insurance are available?
What critical illnesses are covered?
I'm confused - are there any standards?

Health Care
Health Insurance
Private Health Care
From December 2012, the Financial Services Authority (FSA) announced that all regulated insurance companies will no longer be able to take account of gender (whether you are a man or a woman) when deciding on how much to charge you for health and critical illness insurance policies or benefits. This will include the premiums you are charged for all types of insurance, including motor or life insurance, and the amount of benefits you are paid if you buy an annuity or claim against life, or income protection insurance. For more information, visit FSA.gov.uk.
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The web site does not have answers to all problems. Answers to specific problems may not apply to everyone. The materials in this web site are in no way intended to replace the professional medical care, advice, diagnosis or treatment of a doctor. If you notice medical symptoms or feel ill, you should consult your doctor.